Compare & decide

One person, or a whole function?

An HR manager gives you one person's capacity and one person's expertise. A PEO gives you a team plus benefits access, but nobody in your hallway. Many growing companies eventually use both.

What each buys you

Hire an HR managerJoin a PEO
CapacityOne person, everything HR lands on themA team across payroll, benefits, compliance, and safety
Expertise depthOne generalist's rangeSpecialists in each area
Benefits purchasingStill shopping small-group at your sizeLarge-group plan access
On-site presenceYes, in your culture every dayNo, remote support
CoveragePTO and turnover create gapsContinuous
Cost shapeSalary, benefits, software, and their vendor stackOne fee that scales with headcount

Common questions

Which one first?

Most companies under about a hundred employees get more coverage per dollar from the PEO first, then add an internal people lead for culture and management as they grow. The right order depends on where your pain is.

Does a PEO replace an HR person we already have?

No. It usually makes them dramatically more effective by taking administration off their plate and giving them specialist backup.

Price both options against your real payroll.