By situation

Considering a PEO for the first time? Here is the honest version.

A PEO takes over payroll, benefits, HR, and workers' comp under a co-employment contract. It is a real decision with real tradeoffs, and it should start with math.

The sensible order of operations

  1. Understand the model

    Ten minutes reading what co-employment actually means.

  2. Run your numbers

    See what the arrangement would do to your figures before any sales call.

  3. Get real quotes

    Two or three actual bids from PEOs that fit your industry and states.

  4. Decide with your accountant

    Every figure in our report is sourced so your accountant can verify it.

Read these first

What is a PEO?

The model in plain language.

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How co-employment works

What you keep, what shifts, what the contract says.

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What does a PEO cost?

How pricing structures actually work.

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Start with your number, not a pitch.