Employee Benefits
The coverage nobody thinks about until it matters
Group life and disability options round out a package and cost far less through a group than individually.
What this covers
Group life coverage
Employer-paid base amounts with voluntary buy-up options.
Short-term disability
Income protection for temporary medical leave.
Long-term disability
Protection for the serious cases that end careers.
Common questions
Is this required?
A few states require disability coverage; most do not. Where it is required, the PEO handles it. Where it is optional, it is an inexpensive way to strengthen the package.
Do employees need medical exams?
Group coverage typically includes guaranteed issue amounts with no exam, which is a key advantage over individual policies.