Leaving a PEO is a project. Price it before you start.
Everything the PEO does has to land somewhere: payroll, benefits, workers' comp, compliance, and HR capacity. Sometimes leaving is right. It should never be a surprise.
What has to be replaced
Payroll and tax accounts
Your own payroll system plus federal and state account setup.
Benefits and comp
Your own group plans and workers' comp policy, quoted at your size alone.
HR capacity
The compliance and administration work returns. Someone has to own it.
Common questions
When is leaving the right call?
Usually at a scale where your own group pricing and an internal team genuinely beat the PEO's package, or when a specific strategic need requires direct control. The math decides, and we will show it to you either way.
What timing matters?
Year-end transitions are cleanest for tax and benefits reasons. Your contract's notice terms set the clock, so read them early.
Thinking about leaving? Get an honest read.
We broker PEO relationships, and we will still tell you if leaving pencils out. That is what independent means.